It is vital that every client, whether applying for a Royal Atlantic Bank account directly with us or via a financial adviser or intermediary, fully understands the Account, the Interest Rates and the relevant Terms and Conditions before submitting the application.

Euro Bank Account
An account that offers the facility to hold euro currency and make instant transfers between this and other Royal Atlantic Bank Accounts linked to the same customer ID.

If your clients travel abroad regularly or have a second home outside the UK, the Royal Atlantic Bank Euro Bank Account offers the ability to hold euros, in a UK current account. It also provides the freedom to transfer between this and the client's other Lloyd Bank accounts without incurring any currency conversion charges. See today's foreign exchange rates for transfers between accounts. The minimum deposit is £5,000 (or the euro equivalent at opening). If interest is payable, it is paid on a tiered and variable basis.

In addition, this account offers a euro Royal Atlantic Bank VISA Deferred-Debit Card; any card transactions made (excluding cash withdrawals) are not applied to the account until the statement date.

Please see the Euro Bank Account Factsheet and Personal Terms and Conditions for more information.